How long does it take to get a life insurance license in Tennessee?

Plan on 1 to 4 weeks. {name} does not mandate pre-licensing hours, but most candidates still complete a 20 to 40 hour exam-prep course before sitting for the producer exam. Including fingerprinting and Tennessee DOI application processing, total time from start to license issuance is typically 3 to 6 weeks.

How much does a Tennessee life insurance license cost?

Budget about $250 all-in: pre-licensing or exam-prep course (~$100), the $55 state exam fee, the $50 Tennessee license application fee, and roughly $50 for fingerprinting/background check. The Price Group reimburses qualifying course costs after your first sale.

Do I need to be a Tennessee resident to get a Tennessee life insurance license?

No. Tennessee issues non-resident licenses to agents already licensed in good standing in their home state. The non-resident application is filed through NIPR with no additional Tennessee pre-licensing required.

Which Tennessee license should I get for selling final expense and term life?

The Tennessee Life Producer (Life-Only) license is the minimum required to sell life insurance, including final expense and term/whole life. If you also want to sell Medicare Supplement or under-65 health, you can either take a combined Life & Health course up front or add the Health line later. TPG agents typically start Life-Only and add Health when they are ready.

How to Get Your Life Insurance License in Tennessee

0 hours of pre-licensing, Pearson VUE exam, about $265 all-in. Here is the exact path.

Verified against the Tennessee Department of Commerce and Insurance on May 13, 2026.

Free Tennessee Licensing Roadmap

A printable step-by-step PDF covering pre-licensing, fingerprinting, the Pearson VUE exam, and what to do the week your license arrives.

0 hrs

Pre-licensing hours

70%

Passing score

~$265

Total cost estimate

Typical timeline: 2 to 4 weeks

Path options: None required (optional)

5 Steps to Get Licensed in Tennessee

Follow this exact sequence to go from zero to fully appointed agent.

1
Complete pre-licensing education
Finish your state-approved pre-licensing course online. Most students complete it in under a week with focused study.
Start the JustInsurance Course
2
Schedule your Tennessee state exam
Register through Pearson VUE, the testing partner for the Tennessee Department of Commerce and Insurance. Pick a testing center near you or, in most states, a remote-proctored slot.
Schedule with Pearson VUE Visit Tennessee Department of Commerce and Insurance
3
Pass the Tennessee life insurance exam
Show up early, bring two valid IDs, and use the JustInsurance practice tests beforehand. Most students who follow the study plan pass on the first attempt.
Retake policy: Retake policy: a 10-day waiting period following your first failure, or a 30-day waiting period following each subsequent failure.
4
Submit your license application
After passing, file your application through NIPR or your state's online portal. Background check and fingerprinting are usually required.
Fingerprinting: Submitted through IdentoGO
5
Get appointed with carriers
A license alone does not let you sell. You need carrier appointments. The Price Group handles contracting with 20+ A-rated carriers so you can start writing business right away.

Want this written out as a printable checklist?

Tennessee Licensing Cost Breakdown

Everything you can expect to pay to get fully licensed in Tennessee.

Item	Cost
Pre-licensing course (JustInsurance)	$39
Tennessee state exam fee	$55
License application fee	$50
Background check / fingerprinting	$50
Estimated total	~$265

Costs are estimates based on the most current published fees and may change. Verify with your state's Department of Insurance before paying.

License term

2 years

CE hours per renewal

24 hrs (3 ethics)

Official CE rules

Reciprocity

Reciprocal licensing is available for producers licensed in good standing in their home state. Tennessee has reciprocity agreements with all other states.

Tennessee Licensing FAQ

Quick answers to the most common questions about getting licensed in Tennessee.

Why agents choose The Price Group

Once you are licensed, the next decision is who you go to market with. The Price Group is built for life insurance agents who want a real system, not an MLM.