Does Tennessee require a prelicensing course for the Life line?

No. Tennessee's current producer-with-exams instructions do not require prelicensing education for Life. You may use an exam-prep course or study materials, but that preparation is optional and priced by the provider.

How many questions are on the Tennessee Life exam?

Pearson VUE lists 68 scoreable items and 9 unscored pretest items, for 77 items presented. The appointment is 105 minutes. Passing is a scaled score of 70, not a statement that you answered exactly 70% correctly.

How much does a Tennessee life insurance license cost?

The fixed primary-source fees are $55 for the Pearson VUE exam and $50 for the resident application, for a $105 subtotal. Add the IdentoGO fingerprint fee shown when scheduling, any NIPR transaction fee, optional prep, and any retake fee.

When should I complete fingerprints in Tennessee?

TDCI says to complete fingerprinting at least 2 business days before submitting the application. Use IdentoGO service code TN920680Z and transaction type IP, then follow the current TDCI instructions.

When can I apply after passing the Tennessee exam?

TDCI instructs applicants to wait 48 hours after passing the examination before submitting the electronic application through NIPR.

How do I renew a Tennessee producer license?

Tennessee resident producer licenses generally renew every 2 years. The standard continuing-education requirement is 24 hours, including 3 ethics hours. The current producer renewal fee is $60, with any transaction fee listed separately.

Tennessee Life Insurance License 2026: No Required Prelicensing and 77-Item Exam

0 hours of pre-licensing, 77-question state exam, $105 in state fees, plus fingerprint vendor fee. Here is the exact path.

Verified against the Tennessee Department of Commerce and Insurance on August 5, 2026.

Free Tennessee Licensing Roadmap

A printable step-by-step PDF covering pre-licensing, application requirements, the Pearson VUE exam, and what to do the week your license arrives.

0 hrs

Pre-licensing hours

77 Qs

Exam questions

scaled score of 70

Passing score

$105 + vendor fee

Fingerprint vendor fee varies. Verify when scheduling.

Total cost estimate

Typical timeline: Varies by course, testing availability, and state review

Path options: Tennessee does not require prelicensing education for the Life line. Exam preparation is optional. The current Title line has a separate 30-hour requirement.

5 Steps to Get Licensed in Tennessee

Use this as a practical roadmap. Your state may allow or require a different order for education, examination, application, and fingerprinting.

1
Complete pre-licensing education
Complete the education required for your license type through an approved provider. Course format and completion time vary by state and provider.
Start the JustInsurance Course
2
Schedule your Tennessee state exam
Register through Pearson VUE, the testing partner for the Tennessee Department of Commerce and Insurance. Use the provider's current portal to confirm available testing formats and appointments.
Schedule with Pearson VUE Visit Tennessee Department of Commerce and Insurance
3
Pass the Tennessee life insurance exam
Review the testing provider's current identification, arrival, and remote-testing rules before exam day. Use the official content outline to guide your preparation.
Retake policy: After the first failed attempt, wait 10 days before retesting. After each later failure, wait 30 days. Pay the exam fee for each attempt.
4
Submit your license application
After passing, file your application through NIPR or your state's online portal and follow the documentation requirements for your license type.
Fingerprinting: IdentoGO. Use service code TN920680Z and transaction type IP. Tennessee requires fingerprinting at least 2 business days before the license application.
5
Get appointed with carriers
A license alone does not authorize work for every carrier or product. The Price Group can assist with carrier contracting, subject to carrier approval and applicable state requirements.

Want this written out as a printable checklist?

Tennessee Licensing Cost Breakdown

Verified fixed fees for the Tennessee licensing path. Variable costs are identified separately.

Item	Cost
State-approved pre-licensing course	Varies by provider
Tennessee state exam fee	$55
License application fee	$50
Verified fee subtotal	$105

Fingerprinting, course, and transaction fees may be additional. Verify current amounts before paying.

Tennessee Life producer fees in 2026

The fixed fees published by primary sources are $55 for the Pearson VUE Life exam and $50 for the Tennessee resident producer application. That produces a $105 fixed-fee subtotal.

The $105 subtotal does not include the IdentoGO fingerprint vendor fee, any NIPR transaction fee, optional exam preparation, or retakes. Verify those amounts at the time you schedule or file.

We do not publish a universal all-in total because the variable services are not priced as one state package. Last verified August 5, 2026.

Tennessee Life exam: scoreable and pretest items

The current Pearson VUE outline lists 50 general and 18 Tennessee-specific scoreable items. It also includes 5 general and 4 state pretest items that are not scored. Candidates therefore see 77 items during a 105-minute appointment.

The passing standard is a scaled score of 70. Pearson explains that this is not the same thing as a simple 70% raw score.

Passing candidates receive a pass result. Failing candidates receive a numeric scaled score to help guide additional preparation. A basic nonscientific calculator may be brought to or requested at a test center under the current handbook.

Tennessee resident application sequence

1. Prepare for the Life exam. Tennessee does not mandate a Life prelicensing course. 2. Schedule and pass the Pearson VUE exam. 3. Complete IdentoGO fingerprinting at least 2 business days before applying. 4. Wait 48 hours after the exam. 5. File through NIPR and monitor the application.

Use IdentoGO service code TN920680Z and transaction type IP when following Tennessee's fingerprint instructions.

TDCI does not publish a universal electronic-application approval time. Background-review or missing-information issues can extend processing.

Tennessee renewal and continuing education

Tennessee resident producer licenses generally renew every 2 years. The current resident producer renewal fee is $60, and a transaction fee may be separate.

The standard continuing-education requirement is 24 hours during the renewal period, including 3 hours of ethics.

Use the TDCI continuing-education page below to verify exemptions, due dates, and provider reporting before renewal.

Official Tennessee licensing sources

Use these government and examination-provider pages to confirm requirements before paying or applying.

TDCI - Producer With Exams — Resident application sequence, exam wait, application fee, and licensing instructions.
TDCI - Fingerprint Instructions — Fingerprint timing, IdentoGO service code, and transaction type.
Pearson VUE - Tennessee Insurance — Candidate handbook, content outline, scheduling, exam fee, and scoring information.
TDCI - Continuing Education — Continuing-education and ethics requirements.
NIPR - Tennessee Resident Renewal — Current renewal rules and fee.

Licensed in Tennessee and comparing agencies?

The Price Group interviews licensed and newly licensed agents for remote life-insurance sales roles. Review the opportunity, training, lead options, and application process before deciding whether the agency fits your goals.

License term

2 years

CE hours per renewal

24 hrs (3 ethics)

Official CE rules

Reciprocity

A nonresident holding a comparable license in the home state may qualify without a Tennessee written exam. Confirm current line-of-authority, fee, and retaliatory-fee rules before applying.

The TPG perspective

Selling Insurance in Tennessee

What the Tennessee insurance market actually looks like for new agents, from a remote-first agency that writes business here every week.

Tennessee does not mandate prelicensing education for the Life line, but residents still need to pass the Pearson VUE exam, complete fingerprinting, and file the state application. The timing order matters: complete fingerprints at least 2 business days before applying, and wait 48 hours after passing the exam before filing electronically.

Ready to start writing business in Tennessee?

Tennessee Licensing FAQ

Quick answers to the most common questions about getting licensed in Tennessee.

Why agents choose The Price Group

Once you are licensed, the next decision is who you go to market with. The Price Group is built for life insurance agents who want a real system, not an MLM.