How long does it take to get a life insurance license in Vermont?

Plan on 1 to 4 weeks. {name} does not mandate pre-licensing hours, but most candidates still complete a 20 to 40 hour exam-prep course before sitting for the producer exam. Including fingerprinting and Vermont DOI application processing, total time from start to license issuance is typically 3 to 6 weeks.

How much does a Vermont life insurance license cost?

Budget about $250 all-in: pre-licensing or exam-prep course (~$100), the $50 state exam fee, the $60 Vermont license application fee, and roughly $50 for fingerprinting/background check. The Price Group reimburses qualifying course costs after your first sale.

Do I need to be a Vermont resident to get a Vermont life insurance license?

No. Vermont issues non-resident licenses to agents already licensed in good standing in their home state. The non-resident application is filed through NIPR with no additional Vermont pre-licensing required.

Which Vermont license should I get for selling final expense and term life?

The Vermont Life Producer (Life-Only) license is the minimum required to sell life insurance, including final expense and term/whole life. If you also want to sell Medicare Supplement or under-65 health, you can either take a combined Life & Health course up front or add the Health line later. TPG agents typically start Life-Only and add Health when they are ready.

How to Get Your Life Insurance License in Vermont

0 hours of pre-licensing, Prometric exam, about $270 all-in. Here is the exact path.

Verified against the Vermont Department of Financial Regulation on May 13, 2026.

Free Vermont Licensing Roadmap

A printable step-by-step PDF covering pre-licensing, fingerprinting, the Prometric exam, and what to do the week your license arrives.

0 hrs

Pre-licensing hours

70%

Passing score

~$270

Total cost estimate

Typical timeline: 2 to 4 weeks

Path options: None required (optional)

5 Steps to Get Licensed in Vermont

Follow this exact sequence to go from zero to fully appointed agent.

1
Complete pre-licensing education
Finish your state-approved pre-licensing course online. Most students complete it in under a week with focused study.
Start the JustInsurance Course
2
Schedule your Vermont state exam
Register through Prometric, the testing partner for the Vermont Department of Financial Regulation. Pick a testing center near you or, in most states, a remote-proctored slot.
Schedule with Prometric Visit Vermont Department of Financial Regulation
3
Pass the Vermont life insurance exam
Show up early, bring two valid IDs, and use the JustInsurance practice tests beforehand. Most students who follow the study plan pass on the first attempt.
Retake policy: Retake policy: a 24-hour waiting period.
4
Submit your license application
After passing, file your application through NIPR or your state's online portal. Background check and fingerprinting are usually required.
Fingerprinting: Fingerprint requirement varies; check with the state DOI before applying.
5
Get appointed with carriers
A license alone does not let you sell. You need carrier appointments. The Price Group handles contracting with 20+ A-rated carriers so you can start writing business right away.

Want this written out as a printable checklist?

Vermont Licensing Cost Breakdown

Everything you can expect to pay to get fully licensed in Vermont.

Item	Cost
Pre-licensing course (JustInsurance)	$39
Vermont state exam fee	$50
License application fee	$60
Background check / fingerprinting	$50
Estimated total	~$270

Costs are estimates based on the most current published fees and may change. Verify with your state's Department of Insurance before paying.

License term

2 years

CE hours per renewal

24 hrs (3 ethics)

Official CE rules

Reciprocity

Reciprocal licensing is available for producers licensed in good standing in their home state. No exam is required.

Vermont Licensing FAQ

Quick answers to the most common questions about getting licensed in Vermont.

Why agents choose The Price Group

Once you are licensed, the next decision is who you go to market with. The Price Group is built for life insurance agents who want a real system, not an MLM.