Not licensed yet in Kentucky?
Get the full step-by-step guide to passing your Kentucky life insurance exam, including costs, timelines, and the Kentucky Department of Insurance links.
See the Kentucky licensing guideHow to Sell Insurance From Home in Kentucky
The Price Group helps agents across the Bluegrass State build profitable insurance businesses from home. From Louisville to Lexington, Kentucky agents are building successful businesses with our proven system.
Kentucky agents are leaving captive shops behind and building independent, home-based insurance businesses.
Getting Licensed in Kentucky
Kentucky requires 20 hours of pre-licensing education, an exam with 100 questions, and roughly $349 in total startup costs. The full step-by-step requirements, exam details, and fees are broken down on our Kentucky licensing guide.
See the full Kentucky life insurance license guide.Why Kentucky Agents Choose TPG
- AI-powered leads. Stop cold-calling. Work qualified prospects matched to your schedule.
- Daily live training. Real producers teaching real scripts, not pre-recorded fluff.
- Independent contracts. Top contracts with 30+ A-rated carriers. You own your book.
- Nationwide community. Join hundreds of TPG agents across the country, including producers based in Kentucky.
The Kentucky Market for Insurance Agents
Kentucky is a strong Mid-South final expense state with high senior homeownership and above-average policy persistency. The Price Group writes business across the state, with most agent activity concentrated in Louisville, Lexington, Bowling Green, and Owensboro. Because TPG runs a fully remote, telesales-first model, Kentucky agents work from home and serve every county on the map, not just their local metro. Final expense is the entry product most Kentucky agents start with because lead flow is consistent and average premium fits a wide range of senior budgets, and term, whole life, and Medicare Supplement cross-sells follow naturally as the book matures.
Kentucky Insurance Agent FAQ
How long does it take to get a life insurance license in Kentucky?
Plan on 1 to 4 weeks. Most candidates finish the 20-hour pre-licensing course in 1 to 2 weeks studying part-time, then schedule the Pearson VUE exam. Including fingerprinting and Kentucky DOI application processing, total time from start to license issuance is typically 3 to 6 weeks.
How much does a Kentucky life insurance license cost?
Budget about $250 all-in: pre-licensing or exam-prep course (~$149), the $50 state exam fee, the $40 Kentucky license application fee, and roughly $50 for fingerprinting/background check. The Price Group reimburses qualifying course costs after your first sale.
Do I need to be a Kentucky resident to get a Kentucky life insurance license?
No. Kentucky issues non-resident licenses to agents already licensed in good standing in their home state. The non-resident application is filed through NIPR with no additional Kentucky pre-licensing required.
Which Kentucky license should I get for selling final expense and term life?
The Kentucky Life Producer (Life-Only) license is the minimum required to sell life insurance, including final expense and term/whole life. If you also want to sell Medicare Supplement or under-65 health, you can either take a combined Life & Health course up front or add the Health line later. TPG agents typically start Life-Only and add Health when they are ready.
Who This Is For
Whether you're already licensed in Kentucky, currently studying, or just exploring a career change, TPG meets you where you are. We'll help you get licensed, get contracted, and start writing business from a home office anywhere in Kentucky.
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