How long does it take to get a life insurance license in Georgia?

Plan on 1 to 3 weeks. Georgia requires an 8-hour Life pre-licensing course, which most candidates finish in 2 to 4 evenings, then schedule the Pearson VUE exam. Including fingerprinting and Georgia DOI application processing through Sircon, total time from start to license issuance is typically 2 to 5 weeks.

How much does a Georgia life insurance license cost?

Budget about $295 all-in: an 8-hour Life pre-licensing or exam-prep course (~$75), the $67 state exam fee, the $100 Georgia license application fee, and roughly $50 for fingerprinting/background check. The Price Group reimburses qualifying course costs after your first sale.

How many pre-licensing hours does Georgia require for life insurance?

Georgia requires an 8-hour Life pre-licensing course taken within the last 12 months, per the official Pearson VUE Georgia Insurance Candidate Handbook. Candidates who want to sell health products as well typically take a combined 16-hour Life and Accident & Sickness course up front.

Do I need to be a Georgia resident to get a Georgia life insurance license?

No. Georgia issues non-resident licenses to agents already licensed in good standing in their home state. The non-resident application is filed through NIPR or Sircon with no additional Georgia pre-licensing required.

Which Georgia license should I get for selling final expense and term life?

The Georgia Life Producer (Life-Only) license is the minimum required to sell life insurance, including final expense and term/whole life. If you also want to sell Medicare Supplement or under-65 health, you can either take a combined Life & Health course up front or add the Health line later. TPG agents typically start Life-Only and add Health when they are ready.

Georgia Insurance License Requirements 2026 - Cost: $426 All-In

8 hours of pre-licensing, Pearson VUE exam, about $426 all-in. Here is the exact path.

Verified against the Georgia Office of Commissioner of Insurance on June 7, 2026.

Free Georgia Licensing Roadmap

A printable step-by-step PDF covering pre-licensing, fingerprinting, the Pearson VUE exam, and what to do the week your license arrives.

8 hrs

Pre-licensing hours

70%

Passing score

~$426

Total cost estimate

Typical timeline: 2 to 4 weeks

Path options: Life: 8 hours Health: 8 hours Life + Health: 16 hours

Already licensed in Georgia?

Skip the licensing details. See how Georgia agents are building remote insurance businesses with The Price Group.

How to sell insurance from home in Georgia

5 Steps to Get Licensed in Georgia

Follow this exact sequence to go from zero to fully appointed agent.

1
Complete pre-licensing education
Finish your state-approved pre-licensing course online. Most students complete it in under a week with focused study.
Start the JustInsurance Course
2
Schedule your Georgia state exam
Register through Pearson VUE, the testing partner for the Georgia Office of Commissioner of Insurance. Pick a testing center near you or, in most states, a remote-proctored slot.
Schedule with Pearson VUE Visit Georgia Office of Commissioner of Insurance
3
Pass the Georgia life insurance exam
Show up early, bring two valid IDs, and use the JustInsurance practice tests beforehand. Most students who follow the study plan pass on the first attempt.
Retake policy: Retake policy: a 14-day waiting period following your first or second failure, or a 60-day waiting period following your third and any subsequent failures.
4
Submit your license application
After passing, file your application through NIPR or your state's online portal. Background check and fingerprinting are usually required.
Fingerprinting: Submitted through IdentoGO (Code: 2TGJ6B)
5
Get appointed with carriers
A license alone does not let you sell. You need carrier appointments. The Price Group handles contracting with 20+ A-rated carriers so you can start writing business right away.

Want this written out as a printable checklist?

Georgia Licensing Cost Breakdown

Everything you can expect to pay to get fully licensed in Georgia.

Item	Cost
Pre-licensing course (JustInsurance)	$39
Georgia state exam fee	$67
License application fee	$100
Background check / fingerprinting	$50
Estimated total	~$426

Costs are estimates based on the most current published fees and may change. Verify with your state's Department of Insurance before paying.

How much does a Georgia insurance license cost in 2026?

The all-in cost to get a Georgia life producer license is about $426 in 2026. That figure covers a mid-priced pre-licensing or exam-prep course, the state exam fee, the Georgia license application fee, and the required background check.

Line-item breakdown: pre-licensing or exam-prep course approximately $149 to $399, Pearson VUE exam fee $67, Georgia license application fee $100, and fingerprinting/background check roughly $50.

Not included in the $426 estimate: optional study materials, retake fees if you fail the exam ($67 each attempt), and the appointment fee a carrier pays on your behalf once you are contracted. The Price Group reimburses qualifying course costs after your first policy is issued.

Georgia life insurance exam: format, questions, and passing score

The Georgia life insurance producer exam is administered by Pearson VUE. It contains 100 scored questions, you have 120 minutes to complete it, and you need a 70% score to pass. Results are delivered on screen immediately when you submit.

Question topics typically cover life insurance products and concepts, annuities, Georgia statutes and rules, and ethics and producer responsibilities. Calculators are provided on screen and you may not bring your own.

If you fail, the retake policy is a 14-day waiting period following your first or second failure, or a 60-day waiting period following your third and any subsequent failures. You will pay the $67 fee on each attempt. Most candidates who fail the first attempt pass on the second after focused review of Georgia-specific statutes and product suitability.

How many hours of pre-licensing are required in Georgia?

Georgia requires 8 hours of approved pre-licensing education for the resident life producer license. Courses must be completed through a state-approved provider and verify seat time so you cannot skip ahead.

Most TPG agents finish the 8-hour course in 3 to 7 days studying part-time. Plan on 3 to 5 hours per day if you want to compress the timeline, or spread it across 2 weeks if you are working full-time.

Of the total, 3 hours of ethics content is required as part of the curriculum.

How long does it take to get a Georgia insurance license?

The typical timeline from registration to license-in-hand is 3 to 6 weeks in Georgia.

Week 1-2: complete pre-licensing (8 hours required). Week 2-3: schedule and pass the Pearson VUE exam. Week 2-3: submit the Georgia license application and complete fingerprinting through Submitted through IdentoGO (Code: 2TGJ6B). Week 3-6: the state reviews the application and issues the license, usually within 7 to 14 business days of receiving cleared fingerprints.

The two variables that slow most people down are study pace and how quickly fingerprinting can be scheduled in your area.

Georgia license fees at a glance

Pre-licensing or exam-prep course: approximately $149 depending on provider. Pearson VUE exam fee: $67 per attempt. Georgia license application fee: $100. Fingerprinting/background check: $50. License term: 2 years before the first renewal cycle. Continuing education: 24 hours every 2-year renewal, including 3 hours of ethics.

There is no separate license issuance fee beyond the application fee in most cases. Georgia does not charge an annual renewal fee outside of the CE compliance cost (CE courses typically cost $50 to $150 per renewal cycle).

Just got your Georgia life producer license? Here is your next step.

A license is only the first step. The Price Group is a remote-first insurance agency that gives newly licensed Georgia agents AI-powered final expense leads, carrier contracts with top commissions, daily live training, and a proven sales script. We focus on telesales so you can write business from anywhere in Georgia without door-knocking. Apply below and we will set up a call to walk you through how it works.

License term

2 years

CE hours per renewal

24 hrs (3 ethics)

Official CE rules

Reciprocity

Reciprocal licensing is available for producers licensed in good standing in their home state. A notarized Citizenship Affidavit is required.

The TPG perspective

Selling Insurance in Georgia

What the Georgia insurance market actually looks like for new agents, from a remote-first agency that writes business here every week.

Georgia is one of the strongest final expense markets in the Southeast, with metro Atlanta alone home to 6+ million people. The Price Group writes business across the state, with most agent activity concentrated in Atlanta, Augusta, Columbus, Savannah, and Macon. Because TPG runs a fully remote, telesales-first model, Georgia agents work from home and serve every county on the map, not just their local metro. Final expense is the entry product most Georgia agents start with because lead flow is consistent and average premium fits a wide range of senior budgets, and term, whole life, and Medicare Supplement cross-sells follow naturally as the book matures.

Ready to start writing business in Georgia?

Georgia Licensing FAQ

Quick answers to the most common questions about getting licensed in Georgia.

Why agents choose The Price Group

Once you are licensed, the next decision is who you go to market with. The Price Group is built for life insurance agents who want a real system, not an MLM.