How long does it take to get a life insurance license in Hawaii?

Plan on 1 to 4 weeks. {name} does not mandate pre-licensing hours, but most candidates still complete a 20 to 40 hour exam-prep course before sitting for the producer exam. Including fingerprinting and Hawaii DOI application processing, total time from start to license issuance is typically 3 to 6 weeks.

How much does a Hawaii life insurance license cost?

Budget about $375 all-in: pre-licensing or exam-prep course (~$100), the $75 state exam fee, the $150 Hawaii license application fee, and roughly $50 for fingerprinting/background check. The Price Group reimburses qualifying course costs after your first sale.

Do I need to be a Hawaii resident to get a Hawaii life insurance license?

No. Hawaii issues non-resident licenses to agents already licensed in good standing in their home state. The non-resident application is filed through NIPR with no additional Hawaii pre-licensing required.

Which Hawaii license should I get for selling final expense and term life?

The Hawaii Life Producer (Life-Only) license is the minimum required to sell life insurance, including final expense and term/whole life. If you also want to sell Medicare Supplement or under-65 health, you can either take a combined Life & Health course up front or add the Health line later. TPG agents typically start Life-Only and add Health when they are ready.

How to Get Your Life Insurance License in Hawaii

0 hours of pre-licensing, Pearson VUE exam, about $385 all-in. Here is the exact path.

Verified against the Hawaii Insurance Division on May 13, 2026.

Free Hawaii Licensing Roadmap

A printable step-by-step PDF covering pre-licensing, fingerprinting, the Pearson VUE exam, and what to do the week your license arrives.

0 hrs

Pre-licensing hours

70%

Passing score

~$385

Total cost estimate

Typical timeline: 2 to 4 weeks

Path options: None required (optional)

5 Steps to Get Licensed in Hawaii

Follow this exact sequence to go from zero to fully appointed agent.

1
Complete pre-licensing education
Finish your state-approved pre-licensing course online. Most students complete it in under a week with focused study.
Start the JustInsurance Course
2
Schedule your Hawaii state exam
Register through Pearson VUE, the testing partner for the Hawaii Insurance Division. Pick a testing center near you or, in most states, a remote-proctored slot.
Schedule with Pearson VUE Visit Hawaii Insurance Division
3
Pass the Hawaii life insurance exam
Show up early, bring two valid IDs, and use the JustInsurance practice tests beforehand. Most students who follow the study plan pass on the first attempt.
Retake policy: Retake policy: a 24-hour waiting period at a test center, or a 2-week waiting period if testing online (4 weeks after subsequent online failures).
4
Submit your license application
After passing, file your application through NIPR or your state's online portal. Background check and fingerprinting are usually required.
Fingerprinting: Submitted through Fieldprint Hawaii (Code: HI-DCCA-INS)
5
Get appointed with carriers
A license alone does not let you sell. You need carrier appointments. The Price Group handles contracting with 20+ A-rated carriers so you can start writing business right away.

Want this written out as a printable checklist?

Hawaii Licensing Cost Breakdown

Everything you can expect to pay to get fully licensed in Hawaii.

Item	Cost
Pre-licensing course (JustInsurance)	$39
Hawaii state exam fee	$75
License application fee	$150
Background check / fingerprinting	$50
Estimated total	~$385

Costs are estimates based on the most current published fees and may change. Verify with your state's Department of Insurance before paying.

License term

2 years

CE hours per renewal

24 hrs (3 ethics)

Official CE rules

Reciprocity

Reciprocal licensing is available for producers licensed in good standing in their home state. No exam is required.

Hawaii Licensing FAQ

Quick answers to the most common questions about getting licensed in Hawaii.

Why agents choose The Price Group

Once you are licensed, the next decision is who you go to market with. The Price Group is built for life insurance agents who want a real system, not an MLM.