Not licensed yet in New Jersey?
Get the full step-by-step guide to passing your New Jersey life insurance exam, including costs, timelines, and the New Jersey Department of Insurance links.
See the New Jersey licensing guideHow to Sell Insurance From Home in New Jersey
The Price Group helps agents across the Garden State build profitable insurance businesses from home. From Newark to Jersey City, New Jersey agents are building successful businesses with our proven system.
Skip the turnpike. New Jersey agents serve clients across the Northeast from a home office with AI-powered leads.
Getting Licensed in New Jersey
New Jersey requires 20 hours of pre-licensing education, a state exam, and roughly $313.05 in total startup costs. The full step-by-step requirements, exam details, and fees are broken down on our New Jersey licensing guide.
See the full New Jersey life insurance license guide.Why New Jersey Agents Choose TPG
- AI-powered leads. Stop cold-calling. Work qualified prospects matched to your schedule.
- Daily live training. Real producers teaching real scripts, not pre-recorded fluff.
- Independent contracts. Top contracts with 30+ A-rated carriers. You own your book.
- Nationwide community. Join hundreds of TPG agents across the country, including producers based in New Jersey.
The New Jersey Market for Insurance Agents
New Jersey resident applicants complete approved prelicensing education, pass the PSI examination, complete IdentoGO fingerprinting, and then file the online producer application. The exam outline separates scored questions from experimental questions, so this guide reports both instead of presenting a misleading single count.
New Jersey Insurance Agent FAQ
How many questions are on the New Jersey Life producer exam?
PSI's current Life outline lists 83 scored items. PSI may also include 5 to 19 experimental items that do not affect the score, so the number presented can vary. The appointment is 210 minutes.
How much does a New Jersey life insurance license cost?
Using the live PSI booking price last verified August 5, 2026, the state and fingerprint fees are $38 for the exam, $66.05 for resident fingerprinting, and $170 for the initial online state application, for a $274.05 subtotal, or $313.05 with the $39 pre-licensing course. Add any NIPR transaction fee. Confirm the exam price when booking because a NJDOBI FAQ still displays $47.
What is the correct New Jersey resident application order?
Complete the approved 20-hour Life course, pass the PSI exam, complete IdentoGO fingerprinting using service code 2F16Y3, and then file the online producer application.
How long are New Jersey exam results valid?
New Jersey says a passing exam result is valid for 12 months. Complete fingerprints and submit the application before that period expires.
Do nonresidents complete New Jersey fingerprints?
The resident fingerprint process applies to New Jersey resident applicants. A nonresident holding a comparable home-state license generally applies through NIPR without New Jersey resident prelicensing or examination. Verify the current rules for your authority before filing.
How do I renew a New Jersey producer license?
New Jersey producer licenses generally renew every 2 years by the last day of the licensee's birth month. The standard continuing-education requirement is 24 credits, including 3 ethics credits. The current renewal fee is $150 plus any NIPR transaction fee.
Who This Is For
Whether you're already licensed in New Jersey, currently studying, or just exploring a career change, TPG meets you where you are. We'll help you get licensed, get contracted, and start writing business from a home office anywhere in New Jersey.
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